Health Care
Plans... Can You Afford To Go Without?
It's no secret that the US
continues to be in a Health Care crisis! Most Americans
working for mid-to-large companies generally have decent
coverage. BUT... outside of those big corporate group plans,
things begin to be spotty at best.
It seems as if more and
more medical organizations are making attempts to
collect for services rendered, often turning their
patients over to collection agencies once other
attempts to collect have failed. Sometimes doctors are willing
to work with their patients who owe money... but this can result in
paying off thousands of dollars over several years. In the
past, BANKRUPTCY was the answer for many... but
even that has become more difficult due to recently passed
legislation.
From the category of "Pay me now... or pay me
later," can you really afford to NOT have at least
minimum coverage??
Also... are any of your children
graduating from High School, but NOT planning
on continuing their education? If you are covering them
on a group plan from work, be sure to check to see when the
plan will discontinue coverage... it may be age 18 (usually age 22
for full-time students). Don't let your high school
grads go without coverage!
INDIVIDUAL HEALTH PLANS
LIFE-HEALTH-WEALTH
ASSOCIATES offers all varieties of Individual health
plans from the region's top providers... including several
basic, but very affordable, plans for the
budget-minded client. Most of our low-cost plans
carry annual "deductibles" of $500 or higher. And
YES!... we also offer
cost-effective plans with office visit
copays! All of our plans include prescription
cards. You may be pleasantly
surprised by the LOW monthly premium we can find
for YOU.
Call
today for your FREE quote!!
GROUP
MEDICAL PLANS
YES! We have group plans for small-to-medium
sized businesses. Groups can be as few as TWO
EMPLOYEES! If you would like a competitive quote to
compare with your current plan... or If your business budget has
reached the point where you are contemplating rolling out a medical
plan, let's talk! We have a relatively new plan (introduced in
2005) that has literally been blowing away the competition; this
plan even gives a term life insurance amount to
each employee! Plans can be structured with
deductibles and copays designed around your
budget.
You can also round out your plan with Group Dental and
affordable Group Term Life Insurance options.
Call today for an appointment!
SHORT TERM
MEDICAL
These low-cost policies are generally issued
in cases where the need is 6 months or less.
Short Term policies are ideal for clients who are in between
jobs or starting a new job that
requires a few months before the group plan kicks in.
Keep in mind that most group plans only cover your children through
age 22...AND only if they are full-time student...
otherwise most group plans discontinue coverage at age 18.
Don't let your graduating seniors go without
coverage while they are trying to land their first post grad
job!!
Call today for your FREE
quote!
DENTAL PLANS
 Nobody likes going to the dentist... well... nobody I
know!! But the reality is
that healthy teeth can prevent many other illnesses
and afflictions. In fact, studies
have even shown that the simple act of flossing daily can
add YEARS to your life... REALLY!!
We are happy
to announce our recent addition of one of the area's most respected
dental carriers! They offer a reasonably-priced
Individual plan that pays 100% for your basic checkups and x-rays...
and substantial amounts for other listed services.
Here's the best part... you can sign up TODAY.... and
go to the dentist TOMORROW!! There is NO WAITING
PERIOD! Well... unless you're afraid to
go...
Call
today for your FREE quote!!
LIFE INSURANCE RIDER
Here's some
more big news! With several of our Individual Health or
Dental plans, you can add Term Life
Insurance. For example, children under 18 can receive
$15,000 in coverage for only $1.50 a month, or $25,000 for only
$2.50 a month! And it's also available for adults... price varies by
age and coverage amount.
Call
today for your FREE quote!!
Contact us TODAY!
LIFE-HEALTH-WEALTH
ASSOCIATES
Office: (513) 829-3749; Cell (513)
260-7115; Email: m.ward@fuse.net
| 
